Inama 9 zo Gutuma Umwana Asinzira Neza no Kumufasha Guhorana Ibitotsi Byiza

     

 




Kubona umwana asinzira neza bishobora kuba bimwe mu bintu bigoye ababyeyi bahura nabyo, ariko hari ibintu byinshi ushobora gukora kugira ngo umufashe kubona ibitotsi byiza. Dore inama 9 zagufasha gutuma umwana wawe asinzira neza no guhorana umutekano mu bitotsi:

1. Shyiraho Umuco wo Gusinzira

Shyiraho gahunda y'umwana ya buri joro izamufasha kumva ko igihe cyo gusinzira kigeze. Iyi gahunda ishobora kubamo ibintu byoroshye nko kumwogesha amazi ashyushye, kumusoma inkuru, kumuririmbira indirimbo zituje, cyangwa kumuhobera. Guhorana iyi gahunda bizamufasha kumenya igihe cyo kuryama.

2. Tegura Ibidukikije Bikwiye By'Ibitotsi

Shaka icyumba gituje kandi cy'umwijima, aho umwana azagira ibitotsi byiza. Ushobora gukoresha ibyuma bifite urusaku rw’inyongera cyangwa gufungura umuyaga uyoroshye kugira ngo urusaku rukikije umwana rube ruto. Tegura ikiraro cy’umwana neza, kigomba kuba gifite umusego ukomeye kandi ntihakagire ibintu birimo nka matelas yoroshye cyangwa ibikinisho biremereye.

3. Kurikiza Amabwiriza y’Ibitotsi Byizewe

Buri gihe shyira umwana ku mugongo igihe umuryamishije, nk'uko abaganga babyerekana, kugira ngo ugabanye ibyago bya SIDS (Sudden Infant Death Syndrome - Urupfu rw'Umwana Rutunguranye). Ukoreshe isakoshi y’ibitotsi aho gukoresha ibiringiti bikwegereye, kugira ngo umwana yirinde kwifata.

4. Witondere Ibimenyetso byo Kuryama

Menya ibimenyetso by’uko umwana wawe yatangiye gusinzira, nka kurya mu maso, guhumeka insigane, cyangwa kubabara. Gushyira umwana mu buriri mbere y'uko aba yanegekaye cyane bizamufasha gusinzira byoroshye kandi ntasaze.

5. Shyiraho Itandukaniro Hagati y’Amanywa n’Ijoro

Fasha umwana wawe gutandukanya amanywa n’ijoro. Ibyo bikorwa binyura mu kubika ibikorwa by’amanywa bituje kandi byoroheje, mu gihe ibikorwa by’ijoro bigomba kuba mu mwijima no gutuje. Ibi bifasha umubiri we gusobanukirwa igihe cyo kuryama no kuzamura gahunda ya circadian rhythm.

6. Koresha Uburyo Bwiza bwo Gutuza Umwana

Iyo umwana akangutse nijoro, gerageza kumwihanganira ukoresheje ikiganza cyo kumukoraho buhoro cyangwa kuvugana nawe neza aho guhita umutwara. Ibi bimuha amahirwe yo kwiga uko yakwisubiza mu bitotsi wenyine.

7. Irinde Guhagarika Umwana Cyangwa Kumushimisha Nyuma ya Saa Yine

Shaka ko umwana atakina cyane cyangwa ngo yumve urusaku mbere y'uko arara. Ibi bikwiye gukorwa igihe gito mbere y'uko asinzira kugira ngo umubiri we ubone umwanya wo kwitegura ibitotsi neza.

8. Ihagarike Gusinzira Hagati ya Saa Tanu za Nimugoroba

Niba umwana wawe asinziriye hafi y’igihe cyo kuryama, bishobora gutuma bigorana cyane kumuryamisha. Gerageza gushyira amasaha yo gusinzira hagati ya saa sita za mu gitondo n’isaha imwe cyangwa ebyiri mbere y'igihe cya nijoro.

9. Ba Umunyamahoro kandi Uhorane Uburyo Bumwe

Ibitotsi by'abana birahindagurika bitewe n'imikurire cyangwa ibindi bintu nko kurya amenyo. Nyamara, ihangane kandi ukomeze gahunda yawe. Umwana azafata igihe cyo kwiga uburyo bwo gusinzira neza, kandi ubwo bushobozi bugendera ku gukurikiza gahunda imwe.

Izi nama zizafasha umwana wawe kubona ibitotsi byiza, bikazatuma nawe, nk'umubyeyi, ugira amahoro n'ibisubizo mu miryango.

Ibyo Wamenya 10 mu Gutembera ku Ngengo Iciriritse

     



Ibyo Wamenya mbere yo Gutembera ku Ngengo y’Amafaranga Iciriritse

Gutembera utari kurenza ingengo y’amafaranga iciriritse birashoboka iyo utegura neza. Aha hari inama 10 zagufasha:

1. Tegura Ingendo Neza

Tangira utegura hakiri kare kugira ngo ubone ibiciro byiza ku ngendo, icumbi, n’ibiryo. Gushakisha mbere y'igihe bituma ubona ibintu ku giciro gito.

2. Hitamo Indege Ziciriritse

Kugenda mu ndege z’iciriritse biragufasha kwizigamira amafaranga menshi. Jya ushakisha ibiciro bitandukanye ukareba n’amasaha atari ay’ubukerarugendo.

3. Wirinde Ingendo mu Bihe by’Ibiruhuko

Mu bihe by’ibiruhuko cyangwa iby’ubukerarugendo, ibiciro birazamuka cyane. Jya ugenda mu bihe bitari iby’ubukerarugendo kugira ngo ubone ibiciro bihendutse.

4. Hitamo Amahoteri Aciriritse

Ahantu haciriritse nko muri hosteli cyangwa Airbnb biragufasha kwizigamira. Ahenshi aya mahoteri atanga ibikoresho byose ukeneye.

5. Koresha Ubwikorezi Rusange

Ubwikorezi rusange nka bisi cyangwa gari ya moshi usanga bihendutse cyane. Urugero, mu bihugu nk’u Buyapani, gukoresha gari ya moshi birahendutse cyane ugereranyije n’imodoka cyangwa indege.

6. Rya Ahantu haciriritse

Ibikoresho byo mu maresitora aciriritse cyangwa utubari dutoya aho abanyagihugu bajya, usanga bihendutse kurusha ibiryo muri resitora z’abakerarugendo.

7. Tegura Utuntu Duke

Jya ugenzura neza ibyo uzakeneye kugira ngo ugende ufite ibyo ukeneye kandi ugabanye ibintu byinshi bikeneye ubwikorezi.

8. Hitamo Ibikorwa by’Ubuntu

Mu mijyi myinshi, haba hari ibikorwa by’ubuntu nko gusura ingoro z’umurage, ibitaramo by’ubugeni, cyangwa ingendo z’ubuntu.

9. Wirinde Ahantu Hagendwa na Benshi

Ahantu hasurwa cyane usanga hari ibiciro bihanitse. Aho byoroshye, gerageza gusura ahantu hatagendwa cyane ariko naho hakaba hatanga uburambe bwiza.

10. Shyira Ubwishingizi bw’Ingendo mu Mitekerereze yawe

Ibyago nk’uburwayi cyangwa impanuka birashobora kugutwara amafaranga menshi. Ubwishingizi bw’ingendo bufasha kwirinda ibibazo bishobora kwangiza ingengo y’amafaranga yawe.

Gusoza:

Gukora ingendo ku ngengo iciriritse bisaba gutegura neza kandi ugakoresha neza ibikoresho n’amahirwe ubonye. Uburyo bwiza bwo gutembera neza ni ugukoresha amafaranga make mu bintu bitandukanye kandi ukirinda kugura ibyo utateguye.

Ibintu 10 Wamenya Mbere Yo Kujya Muri Japani

     



 1. Kubahiriza Umuco 

Mu Japani, kubaha abantu bakuru no kugira ubupfura ni ngombwa cyane. Gucyebuka (guhunga amaso y’uwo muvugana) no kugwa neza imbere y’umuntu ni ibintu bihora bikenewe. By'umwihariko, si byiza gusuka inzoga mu gikombe cyawe wenyine, komeza usuke no mu bantu muri kumwe.

2. Gahunda yo Gutwara Abantu 

Gari ya moshi mu Japani zizwiho kuba ziza ku gihe, nta gutinda. Iyo ugenze n’ibinyabiziga byo muri Japani, usanga hari isuku ihambaye kandi abantu b’inyangamugayo. Ni ingenzi rero kugendana na gahunda z’ingendo ziteguwe neza.

3. Amafaranga y'Ingirakamaro 

Mu Japani, nubwo abantu bakoresha ikoranabuhanga, bakunda cyane gukoresha amafaranga y’ingengo (cash). Ahantu henshi ntibakira amakarita y'ikoranabuhanga, ni byiza rero kugendana amafaranga mu ntoki cyane cyane ku bantu bashya.

4. Kuvana Inkweto mu Nzu 

Mu muco wa Japani, gukuramo inkweto mbere yo kwinjira mu nzu ni umuco gakondo cyane. Niba ugiye muri hoteli cyangwa ibindi bice by'ubuzima bwa Japani, bizagukundira kwirinda kugendana inkweto imbere mu nzu.

5. Ubwiherero Bwa Rubanda 

Mu bwiyuhagiriro, hari ibwiherero bya kera ndetse n'iby’ikoranabuhanga. Hari ubwiherero busanzwe kandi bw’uburyo bugezweho, nka za batiseri z'ikoranabuhanga zifite ubushobozi bwo gukora ibintu byinshi byiza, harimo no gusukura abantu.

6. Gutanga Amafaranga Nk’Agashimwe 

Muri Japani, ntabwo gutanga amafaranga nk’ishimwe ari umuco. Nubwo gutanga agashimwe bifite agaciro mu bindi bihugu, mu Japani ntibikozwa kuko serivisi zose zigira umusaruro mwiza nk'uko bisanzwe.

7. Ikibazo cy’Ururimi

Mu gihe benshi mu baturage ba Japani bavuga icyongereza gicye, ntabwo cyakubera intambamyi, kubera ko hari uburyo bwinshi bwo gufashanya mu kuvugana hakoreshejwe ibimenyetso cyangwa ubundi buryo bwo gutuma wumvikana n’abaturage ba hano.

8. Imigenzo Gakondo 

Japani ifite imigenzo gakondo myinshi itangaje, nka ceremoni yo kunywa icyayi n’uburyo bwo kwiyuhagira mu mazi ashyushye azwi nka onsen. Iyi migenzo ni ingenzi cyane mu buzima bwa buri munsi.

9. Imashini Zihari Zose Zigurisha Ibicuruzwa 

Mu mujyi wa Japani, uzasanga imashini zigurisha ibicuruzwa hose. Zikurinda gutegereza cyangwa kujya mu maguriro, kandi ushobora kubona ibintu byose, kuva ku bifunguro kugera ku biyobyabwenge n'ibindi.


10. Ubucuruzi bw’Ibiribwa 

Aho wagura ibiribwa, nko mu maguriro nka 7-Eleven, ntibigarukira gusa ku kugurisha ibyo kurya. Akenshi ni ahantu hagezweho kugira ngo ugure ibindi bintu byose ukeneye, nko kubikuza cyangwa serivisi z'ikoranabuhanga.

uburyo bwizewe bwuburyo wabika amafaranga

     

 




1. Kandamiza ibyago byawe

    Igihe cyo kumenyesha ni ugufata bimwe mu byo wemerewe gukurikirana icyangombwa cy’amafaranga kugirango ujye ubanza kugurisha amafaranga. Reka dufate igitsina cy’ibyo uteka. Kandamiza ibyago byawe buri cyumweru—ngyo zibera amakofi yose, ibyuma by’umuryango, amafaranga udukuramo kandi akariso y’amashuri menshi. Kandamiza ibyago byawe ikintu cyoroshye gikunze—a pencil na papayi, isipure y’amavuta cyangwa itegeko rya rimwe ku rubuga rw’ibihangano cyangwa ikigendiyere kibi cyangwa ikoranabuhanga cy’amashuri menshi cyangwa ikiyobo kibi. Ese urebwa n’ibyangombwa byawe by’ikariso cy’ikiringa n’imiryango y’ikiringa kugirango uhambiremo ibyo wemerewe gukurikirana.


2. Tanga kurinda mu bujiji bwawe

    Ubu uri kumenyesha icyangombwa ufite mu minsi, ushobora kubyara ibujiji. Ibuhebu bwawe buhagarika icyangombwa cyawe kuri ubwo butumire ku mafaranga wakoresheye, kugirango wemerewe gukora icyubahiro cyawe kandi ushakira kugira icyo wiyemeza gukurikirana. Urebe gukurikirana abafite ikipe nyinshi muri iryo bujiji bwawe kandi ukwemeza kugura mafaranga kuri wewe. Ushobora gukora icyubahiro cy’ibirahure mu bujiji bwawe kandi utinya kugura mafaranga kugirango ari byo bihuriye.


3. Guhindura uburyo bw’igendere

    Muramenye ushobora ntabwo ukurinda byinshi ufite icyemezo, byaba byiza kuba wemera kwirinda ku ibikorwa usaba icyangombwa cyawe. Kurinda ibindi biranga kuri ubwo bujiji bwawe, byitangaje kandi usaba kugirango ugereranwe ku gihe ku gihe. Ibintu byo kuvugurura ku isi kugirango ushobore kumenyekana n’ibyo wemerewe kwishyura ibihe bihora:


    Gutahe indimi cyangwa ibiranga

    Kora ibitekerezo, nk’abandi, kugirango utazishyura cyangwa urashobora kuzishyura nini.


    Ibuka ibice byo kubonana no gukora indirimbo

    Zira izindi zirimo mu mafaranga y’amavuta, kugirango ushobore kuzakuramo kandi umwaka wakoresheje.


    Jya ukururana iyo waguramo

    Ku munsi mwiza, ushakira kwihaza mu rugo, kandi ukangura amasaha y’ibyiza bya rumanura mu ishati.


    Genda ugure uko wemerewe gushaka

    Uraba ubona icyumweru cy’igikorwa cy’igisubizo, ushobora kwemera kugaruka ku ibindi. Ushobora gukora icyubahiro cyo gukura kugirango ushakira kugura ibyo.


4. Subiza ibyubahiro

    Ibiranga byiza kugirango utore amafaranga ni kugirango ubanze icyifuzo. Ubyironda kugirango utazumva icyifuzo ufite—bya cyangwa bihe byihariye (umwaka umwe ku mwaka witwa igihe ari icya nderabuzima), gusuzugura cyangwa igitaka cy’igare. Ubyironda icyifuzo gikomeye kugirango utazumva icyo wemerewe kugura kandi icyo wemerewe kugura.


    Ibintu byihariye ku mirenge irenga

    Uruko rwawe rw’ibyerekana kandi igihugu cyawe gikiri ku mafaranga yawe, ni byo bikubera kandi ukurinda ibyo wemerewe gukora. Buriya ni ukwibwira uko urushyiraho kugirango urwemere icyo wemerewe.


5. Anganira icyifuzo cy’umugambi wawe

    Nyuma y’amafaranga yawe n’ubusanzwe, icyifuzo cyawe cyemerera kuba na gato ku biranga icyo wemerewe kugurikirana. Kandi urugero, iyo utabizi kugura gahunda y’igare, ubanza ugerageza kugira amafaranga kugirango urebe imodoka yawe. Ahubwo, urebe icyifuzo cy’igare cyangwa icyifuzo cy’igisubizo—ni byo bihuriye kugurisha ibyiza bikomeye. Guhindura icyifuzo cyawe cyo kugurisha kugira ngo wibone uko ukurinda icyifuzo cyawe.


6.Hitamo ibyandikwa byiza

Hari amabwiriza ashobora kugira icyemezo cyo kugurisha cyifuzo cy'amafaranga y'igare n'ikinini. Ntabwo waba ufite gusaba umwe wese. Reka wibuke kugirango urebe neza ibyandikwa byose uzi cyane, kandi wibuke ibibazo bimeze nk'amafaranga y'ikinini, imisoro, amatora y'icyangombwa, ihutirwa, kandi uko ubemerewe gukura icyifuzo kugirango urebe icyifuzo gishya cyo kugura ibyiza.


Ibikorwa by'igare

Ushobora kugira icyemezo cyo gushaka ibyifuzo by'igare cg iby'igare kugirango ubone icyemerewe. Kugirango ugakorerwe icyifuzo wemerewe kwitwa gato cyangwa ushaka kumenya icyo wemerewe kugura ibyo bifite:


Igisaka cy'ubufatanye

Umutwe w'itike ya cash (CD), usanzwe uguramo amafaranga yawe kugirango ufite icyatumye uwumva ku gipimo cyangwa ari cyo cyatumye umuguzi we ufite icyemezo kugirango utabazaga. 


Ibikorwa by'igare

Ushobora kugura kugirango ugemere amafaranga yawe cyangwa ikorabu.


Ibyifuzo by'igare

Ibyo ufite icyifuzo byo kugurisha kugirango wibona ibyifuzo byawe kugirango ugemere kandi urebe icyemerewe.


Ibiranga by'igare

Niba ushaka kugura kugirango urebe icyemerewe kugura icyo wemerewe cyangwa icyo wemerewe cy'igare, hagarika:


FDIC-insured individual retirement accounts (IRAs) cyangwa 529 plans, izo ni ibanki zitandukanye zibugarije ibibazo by'amafaranga kandi zibigereranya ikiciro gishya cy'icyemerewe.


Securities, nk'amabonasi cg amafaranga yo mu by'igare. Ibikorwa by'igare bigizwe kugirango ugure cyangwa ugure. Ayo mashuri akoresha ari ibikorwa by'amabonasi byo mu by'igare kugirango uyigume cyangwa uyitabire cg uyitege.


7.Kora kurinda kigufi(Make saving automatic)

Imbanki zose zibugarije gushaka amafaranga kugirango uzicure mu gitondo cyangwa gukora ibindi bikorwa. Ushobora gukoresha icyaha cyangwa ubona imbere ukaba wemera gutegeka icyangombwa cyangwa igihe, ibyo wemerewe cyangwa usaba icyemerewe kandi kuba icyemerewe cyangwa icyemerewe cy'icyemerewe cy'icyangombwa cyane kugirango uhagarare icyemerewe kugirango umugore we agerageze mu gitondo cyawe. Ihembo: Ntabwo ushaka kumenya icyo ushaka gukora, n'umugore we ugakomeza icyemerewe. Ibikorwa bikomeye cyangwa ibikorwa by'ubuzima biri hafi uko ibyo wemerewe kugurisha kandi ugahomba.

Inama Nziza zo Gushyiraho Ingengo y’Imari ya Buri Kwezi cyangwa Ukoresha Amafaranga Menshi

     

 Abantu benshi bakeneye uburyo bwo kubona aho amafaranga yabo ajya buri kwezi. Ingengo y'imari irashobora kugufasha kumva ko ufite igenzura ry'imari yawe kandi bigatuma byoroha kuzigama amafaranga yo kugera ku ntego zawe. Igikorwa cy'ingenzi ni ugushaka uburyo bwo gukurikirana imari yawe bukubereye. Intambwe zikurikira zirashobora kugufasha gushyiraho ingengo y'imari.

Intambwe ya 1: Kubara umushahara wawe w'umwimerere

Inkingi y'ingenzi y'ingengo y'imari ikomeye ni umushahara wawe w'umwimerere. Uyu ni umushahara wawe ufata mu ntoki—umushahara wose cyangwa amafaranga uhembwa nyuma yo gukuraho ibikurwaho birimo imisoro n'ibindi bikorwa utangirwa n'umukoresha nk'ibikorwa byo kwizigamira mu kiruhuko cyangwa ubwishingizi bw'ubuzima. Kwibanda ku mushahara wose aho kwibanda ku mushahara w'umwimerere birashobora gutuma ukoresha amafaranga arenze kuko uzatekereza ko ufite amafaranga menshi kurusha uko ufite. Niba ukora nk'umufreelancer, umukozi ku gikorwa runaka, umunyabugeni cyangwa ukora ku giti cyawe, ibuka gufata inyandiko z'ibirambuye z'amasezerano yawe n'uko uhemberwa kugira ngo ubashe kugenzura umushahara udahoraho.


Intambwe ya 2: Gukurikirana uko ukoresha amafaranga

Nimara kumenya amafaranga winjiza, intambwe ikurikira ni ukureba aho ajya. Gukurikirana no gushyira mu byiciro uko ukoresha amafaranga birashobora kugufasha kumenya ibyo ukoresha amafaranga menshi no kureba aho ushobora kwizigamira byoroshye.


Tangira wandika ibyo ukoresha bihoraho buri kwezi. Aha harimo imyenda isabwa buri kwezi nka ubukode cyangwa inguzanyo y'inzu, amafaranga y'ibikorwa remezo n'ubwishyu bw'imodoka. Nyuma yandike ibyo ukoresha bihindagurika—ibyo bishobora guhinduka buri kwezi, nko kugura ibiribwa, lisansi n'ibirori. Aha ni ho ushobora kubona amahirwe yo kugabanya amafaranga ukoresha. Inyandiko z'ikarita y'ikarita y'inguzanyo n'iz'amabanki ni ahantu heza ho gutangirira kuko akenshi birangira cyangwa bikagushyira mu byiciro uko ukoresha buri kwezi.


Andika uko ukoresha buri munsi ukoresheje ikintu icyo ari cyo cyose cyoroshye—ikaramu n'urupapuro, porogaramu cyangwa terefone igendanwa, cyangwa imbonerahamwe cyangwa impapuro za budget ziboneka ku murongo.


Intambwe ya 3: Shyiraho intego zifatika

Mbere yo gutangira gusuzuma amakuru wakurikiranye, banza ukore urutonde rw'intego zawe z’igihe gito n'iz’igihe kirekire z'imari. Intego z'igihe gito zigomba gufata hagati y'umwaka umwe kugeza kuri itatu kugira ngo uzigereho, kandi zishobora kubamo ibintu nko gushyiraho ingengo y’imari y'ubutabazi cyangwa kwishyura imyenda y'ikarita y’inguzanyo. Intego z’igihe kirekire, nko kuzigamira izabukuru cyangwa kwiga kw’umwana wawe, zishobora gufata imyaka myinshi kugira ngo uzigereho. Ibuka, intego zawe ntizigomba kuba zihamye nk’ibuye, ariko kuziranga birashobora kugufasha kugira ubushake bwo kuguma ku ngengo y’imari yawe. Urugero, birashobora kuba byoroshye kugabanya uko ukoresha amafaranga niba uzi ko uri kuzigama amafaranga yo kujya mu biruhuko.


Intambwe ya 4: Gira gahunda

Aha ni ho byose bihurira: Ibyo ukoresha amafaranga mu by'ukuri ugereranije n'ibyo wifuza gukoresha. Koresha amafaranga ahindagurika n'ahoraho wakusanyije kugira ngo ubone ishusho y'uko uzakoresha amafaranga mu mezi ari imbere. Hanyuma, gereranya ibyo n’umushahara wawe w’umwaka n'ibyo uha agaciro. Tekereza gushyiraho imbibi zihariye kandi zifatika zo gukoresha amafaranga mu byiciro byose by'amafaranga.


Ushobora guhitamo no gusobanura neza uko ukoresha amafaranga, hagati y'ibintu ukeneye kugira n'ibintu ushaka kugira. Urugero, niba ujya ku kazi buri munsi utwaye imodoka, lisansi iba ari ikintu ukeneye. Ariko, kwishyura buri kwezi serivisi y'umuziki bishobora kuba ikintu ushaka. Iyi mpinduka iba ingenzi cyane igihe uri gushaka uburyo bwo kuyobora amafaranga ku ntego zawe z'imari.

Intambwe ya 5: Hindura uburyo ukoresha amafaranga kugirango uhore ku ntego zawe

Noneho ko umaze kwandika umushahara wawe n'ibyo ukoresha, ushobora gukora impinduka zikenewe kugirango utazarenza urugero kandi ugire amafaranga yo gushyira ku ntego zawe. Reba ku byo wifuza nk'ahantu ha mbere ho kugabanya amafaranga. Ushobora kureka kujya kureba film mu nzu mberabyombi ugahitamo kureba film mu rugo? Niba umaze guhindura uburyo ukoresha amafaranga ku byifuzo, reba neza uko ukoresha amafaranga ku bishyura buri kwezi. Iyo usuzumye neza, ikintu utekereza ko ukeneye gishobora kuba ari ikintu ugoye kureka.


Niba imibare idahuye, reba uburyo bwo guhindura amafaranga ukoresha ku bintu by'ingenzi. Urugero, ushobora kuzigama menshi uramutse ugereranyije ibiciro by'ubwishingizi bw'imodoka cyangwa ubw'inzu? Ibyo byemezo bifite ingaruka zikomeye, bityo, ugomba kubitekerezaho neza urebye amahitamo ufite.


Wibuke ko n'ibizigama bito bishobora kugwira bikaba amafaranga menshi. Ushobora gutungurwa n'ukuntu ushobora gukusanya amafaranga y'inyongera mu gihe ukoze impinduka ntoya imwe rimwe.


 Intambwe ya 6: Gusuzuma ingengo y’imari yawe kenshi

Niba umaze gushyiraho ingengo y’imari yawe, ni ngombwa kuyisuzuma no gusuzuma uburyo ukoresha amafaranga buri gihe kugira ngo umenye neza ko uri ku murongo. Ibintu bike mu ngengo y’imari yawe biba bihamye: Ushobora kubona umushahara wiyongereye, amafaranga ukoresha akaba yahinduka cyangwa ushobora kugera ku ntego ugashaka kugena indi nshya. Icyo aricyo cyose, komeza umuco wo kugenzura ingengo y’imari yawe kenshi ukurikije intambwe zavuzwe haruguru.

Amwe mumagambo ugomba kumenya niba ushaka gukoresha Cryptocurrencies

     



 Abanu benshi muri icyijyihe bifuza gukoresha cryptocurrencies ariko batajyira kubona amagambo adasanzwe akoreshwa mubuzima busanzwe bakumva bishobora kubagora gukoresha crypto, ariko burya harijyihe ushobora gukoresha crypto ayomagambo utayazi gusa nago byajya bigufasha wajya wumva hari ibyo udasobanucyiwe.

Rero ubu jyiye kubajyezaho amwe mumagambo ajya akoresha muri crypto ukwiye kumenya ,birumvikana ndavuga macye kuko yose sinayavuga ngo nyavemo.

1.Fiat currencies:

Mujyihe ushaka nko kugura crypto uzajya ubona bakubwira ngo deposit via fiat currencies , iri jambo rikoreshwa iyo bashaka kumvikanisha ano mafaranga dukoresha burimunsi ajyinwa na Leta , Urugero:FRW,USD,RUB nandi menshi cyane.

2.Blockchain:

Iri ni ijambo akenshi rikoreshwa hashakwa kuvugwa okoranabuhanga rya crypto rituma ububuryo bwa crypto bujyira umutekano uhambaye.

3.Block:

Iyi Block iyo irenze imwe ikitwa Blocks nibyo bikora Blockchain buri block iba ibitse amakuru ajyanye ni byajyiye bikorwa.

4.Decentralised :

Iri jambo rikoreshwa hashaka kumvikanisha ko na cyindi cyinu jyikuru cyiri hejuru yumuyoboro runaka wa crypto uretse urukuricyirane rwabakoresha iyo crypto ni rwo rushobora kuyijyenga .

5.Centralised:

Iri jambo rikoreshwa hashaka kumvikanisha ko hari icyindi cyinu jyikuru cyiri hejuru yumuyoboro runaka wa crypto jyishobora gutuma urukuricyirane rwabakoresha iyo crypto rudashobora kuyijyenga. muri macye ni umbusane ya decentralised

6. Hard fork:

ibi biba bishatse kuvuga ivugurura rikomeye kuri Blockchain Rishobora gutuma ibice bitemerwaga kuri crypto rumaka  byemerwa cyangwa bihindurwa.

7.Soft fork:

Ibi bibabishatse kuvuga iminduka zabaye muri blockchain ridahindura ibinu byinshi nkuko muri hard fork bijyenda

8.Proof of Work (PoW) :

Pow haba hashaka kuvugwa nkicyinu jyisabwa kubatunze crypto runaka kujyirango hemezwe ijyikorwa runaka 

9. Proof of Stake (PoS)

PoS aha bayikoresha bashaka kumvikanisha ko umunu ashobora gukorera cg kwemererwa crypto runaka ukuricyije umubare wizo atunze.

10. dApps(Decentralized applications)

Izi ni programu zifashishwa mwikoreshwa rya blockchain 

11.Mining

Ni ijyikorwa cyo kuvuka kumubare mushya wa crypto iza yiyojyera muzarizisanzwe hifashishijwe imashini zabujyenewe.

12.Wallet

Muri macye ahababa bashatse kuvuga ahanu hihariye ubika cryptocurrencies zawe.

13.Address 

ni amagambo ajyiye avangavanze inyuguti nimibare agufasha gutandukanya aho ujyiye kuhereza cryptocurrencies runaka

EX. 0x708F7ecf3e3DfAee605aB16E1604DE788414e9a9



14.Public keys

ni amagambo afatwa nkurufunguzo usajyiza abanu kujyirango babe bakohereza cryptocurrency runaka


15.Private keys

yo ni nkamagambo akoreshwa nanyirubwite kujyirango abashe kujyera aho abika crypto ziwe .
nyirubwite niwe ugomba kuzibika.

16. Hardware wallet

aha ni ahanu uba ushobora kubika crypto zawe runaka atari kuri website cg software runaka ahubwo akaba ari akuma kabujyenewe ko kubikaho cryptos.

17. Altcoin(alternative coin)

iri ni ijambo rikoreshwa hashaka kuvuga ayandi ma crypto atari Bitcoin

18.White paper

Ni amagambo aba shaka kuvuga imapuro zibitse ubusobanuro bwa cryptocurrency runaka zivuga ibyo igamuje gukora ninego yihaye kuzajyeraho.

19.ICO(Initial Coin Offering)

ibi biba bihagarariye aho crypto nshyashya runaka itanga umwe mumubare wazo kujyiciro cyohasi  kumunu uziguze akoresheje crypto yindi runaka.

20.IEO(Initial exchange offering)

Aha ni ijyihe crypto runaka itajyiye kugurishwa kuri exchanges pratforms runaka.
Murimacye yatajyiye gukoreshwa muguhererekanywa.

21. Token

Nayo ihagarariye crypto runaka ,ishobora guhererekanywa cg kwishyura ibinu runaka rimwe narimwe uzasanza hari aho bayita 'coin"

22.Satoshi

no ijambo rikoreshwa iyo ushaka kuvuga bitcoin mumubare urihasi.

23.Exchange

Ni kurubuga runaka aho abanu bajya bakaba bagura cg bakagurisha crypto runaka

24.TPS(Transacation per second)

Iyi yifashishwa mukuvunga ingano yihererekanywa ryamafaranga  rishobora gukorwa buri segonda kuri crypto runaka

25. Market Capapitalisation

Bisobanura Agaciro rusange ka crypto runaka

26.Stablecoin

Ni crypto ziba zifite agaciro gasa nkaho gahuriye kuri kurindi faranga.
 urujyero.: USDT na USD

27.Privacy coin

izi ni crypto zifite uburyo bwihererekana ryamafaranga risa nkaho ryihariye ,urugero harimo MONERO,DASH,ZCASH

28.Utility coin

Izi ni crypto zikoreshwa zigamijwe intego runaka atari kuyohererezanya gusa.
Urugero nka BNB(binance coin) Mujyihe uyikoresheje ugura izindi coin kuri binance bajyira discount baguha

29.Pump and Dump

Ibi bivugwa mujyihe abanu bafite ababakuricyirana kumbunga runaka bashishikariza abanu
kugura coin runaka nuko maze mujyihe ijyiciro cyazamutse bo bagahita bagurisha izabo.

30.Gas

Aha baba bashatse ukuvuga amafaranga ucibwa kujyiranga wohereze crypto runaka.

31.On-chain governance

aha baba bavuga uburyo abanu bakora iminduka kuri Blockchain aho babitorera kujyirango hajyire bimwe bihindurwa muri blockchain

32.Moon

uzumva abenshi bavuga ngo"going to the moon" aha baba bashaka kumvikanisha uburyo igiciro cya coin runaka cyigiye kuzamuka.

33.HODL

iri nijambo rikoreshwa bashaka kuvuga "Hold" Kujyirango bumvikanishe ko bajyiye kubika coin bafite bagatejyereza ko zizamuka uko babishaka.

34.Whale(or Crypto Whale)

Aha baba bashatse kuvuga abanu abafite umubare munini wa crypto runaka kuburyo kwimura cg guhindura ingano zizo bafite byajyira icyo bihindura kugaciro ka crypto bafite.

35.P2P(Peer To Peer)

iyi ni imvugo ikoreshwa bashaka kuvuga ihuriro riri hagati yimashini zirenze imwe.


Amagambo akoreshwa muri cryptocurrencies yo ni menshi sinayavuga ngo nyarajyize ayo yari amwe macye muriyo gusa hajyize ayo uzi natavuze wayandika muri comment.